DIY: Mosquito Relief Stick

Last week, I talked about a mosquito repellent but what if those darn bugs already attacked? Well, I created mosquito relief sticks that I carry everywhere and I can’t tell you how helpful they are with reducing the redness, itch, and swelling. I made one small batch of it and it made enough relief sticks to last me for years and enough to pass out to my family and friends too!

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Figuring Out Your Financial Goals

When it comes to your finances, you’ll be amazed at what you can actually achieve if you put your mind to it. Most of the time, my clients dream too small! Believe it or not. If you still have 20+ years of being in the workforce – you have so much potential to achieve your wildest dreams. That’s something that I can promise you. But, in order to achieve your wildest dreams – you first need to know what your wildest dreams are!

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How to Get Your Financial Life in Order

When you work 40+ hours a week, cook, clean, raise children, sometimes it’s hard to figure out how to keep everything organized, especially when it comes to finances. I know exactly how that feels, going through college, working multiple jobs, planning a wedding, and trying to keep my head on straight was difficult. During that time, I didn’t have my financial life together because I felt that I didn’t have the time to do it. In all actuality, I had plenty of time because I would watch at least one hour of Netflix during the day and spend the evenings talking with friends and hanging out. Especially when I was just starting out budgeting – I barely had anything to budget with. I only had two bills at the time and just needed to take care of myself which makes budgeting easy. For some reason I was reluctant to get it in order because that meant that I couldn’t spend the money however I wanted to, right? Wrong! It’s your money and it’s your budget. You can create a budget however you want to

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DIY: Mosquito Repelent

I don’t know about you, but I get eaten alive during these summer months. Especially with monsoon season here, it just brings out those pesky mosquitos that I absolutely loathe! I have to go inside during dusk because I’ll end up with 4 or more bites that itch and drive me crazy for the next 2 weeks. I know I’m not alone. Especially all of you who are in the south or northeast – bless your souls because you’re a special kind of people.

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5 Steps to Managing Your Money Like An Adult

Budgeting is hard, isn’t it? It just seems like for some people it comes naturally – but for you – it doesn’t. That’s what I thought too until I realized the importance of managing my money like an adult! As the saying goes, money can’t buy happiness – we’ll, I have an amendment to make to that statement. Sure, money can’t buy happiness, but it sure can make life a bit easier, can’t it? Learning how to manage you money successfully means that you’ll be able to live your life how you want to.

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DIY: Dog Treats That Your K9 Will Love

We have two fur babies that we absolutely adore, but it’s hard to spoil your pups when you’re on a tight budget. We usually get them one toy each for Christmas that lasts for the year. But when they’re being good, you just need to have some biscuits on hand to spoil them with. Instead of buying $20 worth of dog treats, I decided that I would make my own dog treats!

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How we paid off $21,000 in 15 Months and How You Can Too!

You guys! I cannot tell you how excited I am to FINALLY be able to write this post. It’s felt like the longest 15 months and we’ve had SO many financial setbacks, it was kinda incredible that we could still pay off ALL MY STUDENT LOAN DEBT in a little over a year after graduating college. That’s $21,000 in 15 months!

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Growing Your Blog Without Spending Money

Growing your blog can be one of the hardest things to do for some, and the easiest for others. When it comes to growing your blog, it really is networking and being your true self. There’s nothing else that you need. If you think you need to spend thousands upon thousands of dollars on advertising, then you’re wrong. Would it help you grow your audience fast? Sure. But you’re also likely to change your brand, your voice and much more within your first year. I know I did! I started out as a relationship blogger then I moved to soap making. After a few valiant but failed efforts I finally landed on finance blogging. Why did it take me so long?

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DIY: Home Decor Finger Painting

When it comes to art, it get expensive. I figured it might be a fun experiment if I messed around with creating my own abstract art to hang around the house. I decided to create my own finger painting! Why not, right? I’m an adult and I still want to finger paint. Got a problem, come at me bro!

Ha. Just kidding. But seriously. This was such a fun little experiment and I’m pretty impressed with how it turned out. Very abstract and super fun to make.

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Why All Debt is Bad Debt

In today’s modern society, debt is a total normal part of life. It’s expected of us to be in massive amounts of debt and to incur more and more on a daily basis. Helloooo interest. There is no such thing as good debt. That’s a flat out lie. All debt is bad debt. Debt literally means “a state of owing money”. That means that you owe money to someone else. What if you borrowed that money from your grandma? Would you feel bad about not paying it back right away? I certainly would. Don’t buy into the logic that debt is normal. Debt is not normal. You’re in the red. Red means bad.

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9 Finance Bloggers You Should Know About

There are so many wonderful bloggers out there it’s hard to narrow down this list to 10 people. But, these are 10 people that I really admire because of how dedicated they are to their readership and how successful they are. My success meter isn’t necessarily defined by how much income they bring in, but more about the fact that they’re making their dreams come true through their blog and making a difference for their readership.

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DIY: Budget & Environmental Friendly All Natural Dye

I don’t know about you, but I absolutely love white dishtowels. I usually purchase a package of flour sack towels because they’re the cheapest. But sometimes you need something a little bit more than white in a kitchen to spice it up a bit! This Friday’s blog post is about naturally dyeing fabric with materials that you have around the house – ultimately saving you loads of money because you’re not buying the expensive hand towels at the store. Plus, those white flour sack towels have an uncanny knack for getting stains and turning grimy after a couple of uses. So, this is one way to cover up those pesky stains!

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5 Ways To Eating Healthy On A Tight Budget

Healthy eating is a huge part of my lifestyle. I was diagnosed with Hashimoto’s disease and in trying to take care of my body, it’s important that I feed it the right fuel. I will live and breathe by eating healthy to fix some of your daily frustrations with your body. Once I cut the processed sugar, wheat, soy, and dairy from my diet I almost instantly felt like a different person.

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Gaining Pinterest Traffic on A Budget

You guys! I’m so excited to share my new tool with you. I’ve been using Tailwind for about a month and I can’t even tell you how useful it is in growing my following on Pinterest. Seriously.

Let me give you a bit of a backstory about Pinterest. I’m on Pinterest at least once a day pinning my little heart out. Why? Because if I had to choose any social media platform, it would be Pinterest. I like the usability, functionality, and all the cool stuff that you find on there.

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DIY: Budget Friendly Tassel Wall Hanging

Home decor can add up really quickly, can’t it? It’s not something that you go and buy on a whim when you’re trying to pay off debt. But, I was able to make a fun, budget friendly, wall hanging that I absolutely love and can’t wait to share with you.

Guess what? It only cost me a whopping $2 to make two separate wall hangings. I went to Goodwill (which I frequent often) and I picked up two scans of yarn that was donated for $0.99 cents a piece. Me, being the crafting connoisseur that I am, couldn’t let that deal pass me up. So, I pick them up in hopes that I would have a project come along. What do you know? This project did!

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Living With Hashimoto's Disease

I’m sure you’ve noticed that I’ve been throwing around Hashimoto’s Disease a couple of times in previous posts. I was diagnosed with it about a year and a half ago and it completely changed my life, but in the best way possible. So, Hashimoto’s Disease is an autoimmune condition where your immune system thinks your thyroid is a foreign body and it basically goes HAM on destroying it.

Sounds fun right? Well, Hashimoto’s Disease often goes undetected. Turns out 1 out of 4 adult women develop Hashimoto’s Disease in their lifetime and that number is slowly increasing. Hashimoto’s symptoms are fatigue, weight gain, hair loss, dry skin, and a couple other odd ball symptoms as well.

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How To Save Money On Home Decor

Home decor can add up really quickly – especially when you’re like me and you love keeping up with the trends. I’m super into hygge right now – but two years ago – I was all about shabby chic. So, home decor is something that needs to be affordable in the Binderim household.

There are a couple of things that you can do to keep your home decor affordable and allow you to throw money towards debt.

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DIY: All Natural Throat Lozenge

We all have those awful summer colds that seem to come out of nowhere and then suffocate us in the heat. I hope that you don’t catch that summer cold bug – but if you do – let’s be prepared.

You know, runny nose, congestion, sore throat all in the dead of summer. Yuck!

You could grab cold medicine or you could use all natural throat lozenges that will help aid you to feel better. I’m not going to say this is the cure for all colds, because I’d be lying. But, I’ll tell you this will make you feel a little bit better.

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Summer Capsule Wardrobe

I’m in Flagstaff, AZ for the 5th summer in a row. Now, there’s something about Arizona that you should know if you don’t know already. Arizona has one mountain and that mountain town is called Flagstaff. We’re up here at 7,000 ft elevation and we get all the seasons. Spring, Winter, Fall, and Summer.

Summer up in Flagstaff is pretty crazy. It goes from being 85+ degrees (which doesn’t sound like a lot to Phoenicians – but when you’re about 6000 feet closer to the sun – it get's pretty toasty) one minute and the other it’s a downpour monsoon storm. So, after years of living here. I learned to be prepared for every season.

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