Posts tagged finances
DIY: Summer Tea Towels

I don’t know about you, but when summer hits – I just want to DIY everything. It must be something about the good weather and the hot air outside. I definitely turn into a home body in the hot Arizona sun and DIY my heart out. I had some old flour sack towels laying around and decided to jazz them up a bit to make them summery.

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5 Steps to Staying Motivated Through Tight Budget Months

Are you on a really tight budget and can’t seem to stay motivated. Or is it really tough to make it to the end of the month without pulling out your credit card and splurging on something? I’m encouraging you to stay your course with your budget and work hard on creating your dream lifestyle. Don’t forget that you need to enjoy your life along the way, but don’t give up on your dream. You’ll look back at this all and not remember the hardships you endured but the fact that you achieve your dreams. To help you stay motivated, here’s 5 tips I use to keep us motivated.

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How to Get Your Financial Life in Order

When you work 40+ hours a week, cook, clean, raise children, sometimes it’s hard to figure out how to keep everything organized, especially when it comes to finances. I know exactly how that feels, going through college, working multiple jobs, planning a wedding, and trying to keep my head on straight was difficult. During that time, I didn’t have my financial life together because I felt that I didn’t have the time to do it. In all actuality, I had plenty of time because I would watch at least one hour of Netflix during the day and spend the evenings talking with friends and hanging out. Especially when I was just starting out budgeting – I barely had anything to budget with. I only had two bills at the time and just needed to take care of myself which makes budgeting easy. For some reason I was reluctant to get it in order because that meant that I couldn’t spend the money however I wanted to, right? Wrong! It’s your money and it’s your budget. You can create a budget however you want to

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9 Finance Bloggers You Should Know About

There are so many wonderful bloggers out there it’s hard to narrow down this list to 10 people. But, these are 10 people that I really admire because of how dedicated they are to their readership and how successful they are. My success meter isn’t necessarily defined by how much income they bring in, but more about the fact that they’re making their dreams come true through their blog and making a difference for their readership.

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DIY: Budget & Environmental Friendly All Natural Dye

I don’t know about you, but I absolutely love white dishtowels. I usually purchase a package of flour sack towels because they’re the cheapest. But sometimes you need something a little bit more than white in a kitchen to spice it up a bit! This Friday’s blog post is about naturally dyeing fabric with materials that you have around the house – ultimately saving you loads of money because you’re not buying the expensive hand towels at the store. Plus, those white flour sack towels have an uncanny knack for getting stains and turning grimy after a couple of uses. So, this is one way to cover up those pesky stains!

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5 Ways To Eating Healthy On A Tight Budget

Healthy eating is a huge part of my lifestyle. I was diagnosed with Hashimoto’s disease and in trying to take care of my body, it’s important that I feed it the right fuel. I will live and breathe by eating healthy to fix some of your daily frustrations with your body. Once I cut the processed sugar, wheat, soy, and dairy from my diet I almost instantly felt like a different person.

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Easy and Sustainable Ways to Save Money Around the House

I’m all about being sustainable – I’m a firm believer in the fact that we, as a collective human species, were put on this planet to take care of it. So, with that mindset - I’m a lover of all things sustainable. However, I don’t know if you’ve noticed how expensive sustainable products are. Well, let me tell you – they’re expensive! Totally not cost effective especially when you’re trying your best to pay down debt!

So, I’ve put together a cost effective yet sustainable list of things to DIY around the home. Plus, a cost breakdown on how much I’m saving on average by using these items. Not only are you saving the planet, but you’re saving your wallet too! Win win? I think so!

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Dear Diary: 22 Things I Learned From Being 22

Well, I’m officially 23. I feel like this year will be a great year. Filled with change, self improvement, and determination. I wanted to quickly jot down 22 things that I learned from 22 years on this planet. Why? Because life lessons are always hard to learn in the moment, but once you live through it – it always makes you a better and stronger person on the other side.

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DIY: Budget Friendly Abstract Painting

Let’s be real here. Art’s expensive! I’m trying to redecorate my home and turn it more modern – minimalist chic than country chic because that’s just not me anymore. But, in looking at purchasing artwork to hang up on the walls – I realized that it’s super expensive and there’s no way I can afford artwork on the tight budget that we’re on to save money towards paying off our debt.

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How to Earn Money From Your Old Junk

You all know that I’ve been seriously decluttering my life. It’s been a long ongoing process, but every step of the way – I feel 100% better. I know I won't ever need that old junk again and I would rather give it to someone that gets joy out of my old junk than to keep it because it doesn’t bring me joy!

Along the way of getting rid of loads of stuff, I’ve learned tips and tricks of getting money back on your stuff so you can put that money towards paying off debt faster than you originally thought you could. Why not clean out your house and put that extra cash towards cleaning out your debt too?

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DIY: Quick & Easy Mouthwash Recipe

When it comes to all things DIY on a dime. I’m there. This was another one of those things that we ran out at the house and I refused to buy at the store because I have perfectly good items to make it around the house. This one took me a couple tries to get something good, but I finally landed on a recipe that I like and works for us. Keep in mind that this will last about two weeks and you’ll need to remake the batch every two weeks or so.

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How to Save $1151 A Year!

Trying to pay off $171K in student loan debt is not an easy feat. It’s actually very difficult. Just in case you didn’t know. I mean, throwing every free penny you have to pay off debt takes a lot of dedication, determination, and sacrifice (because I’ve been eyeing a cute pair of sandals for months, but I know I shouldn’t get them). So, when it all comes down to it – saving every last penny on our bills will help us pay down debt even faster. What’s not to like, right?

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Running a Business For Cheap

Now, when you think of running your own business. Most think that it requires a huge initial start up investment. My friends – behold – my business only costs $72.12 a month to run. With an occasional additional fee for domain purchases and Squarespace site fees.

Here’s my monthly breakout in business expenses:

Adobe Creative Cloud – $53.44/month
Adobe Cloud – $10.68/month

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Dear Diary: Relax

When your husband’s away, the cat is out to play. Isn’t that how that saying goes? I apparently don’t fit in the cat category. I’m more of a tortoise. Wait, scratch that. I’m a snail. No, that’s not quite it either. I got it! My spirit animal is definitely a sloth. Anyways, the hubs is out on an important business trip and I’m at home alone with the two fur babies. So, what do I do? I grab my laptop, chocolate ice cream for dinner, and the most comfortable pair of sweatpants. Don't forget flinging that bra across the room the second I walk through the door and throwing my hair up in a messy bun. That’s the important part here.

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2017 Q1 Goals

Well, in Ashlee like fashion – I’m late to the quarterly goals post. Being on time was never really my style anyways. So, fashionably late here I come! In my journey to paying down debt I realized that I need to hold myself accountable in this journey or I’m just not going to get anything done because procrastination is a thing – hey my fellow procrastinator! I see you! So, this is one way that I’m holding myself accountable to my own goals and what I where I would like to see this blog going in the next couple of years. Feel free to join me in this accountability journey – seriously, i’m looking for fellow friends who need accountability help! Count me in.

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Developing A Routine

When running your business, time is literally money. It’s crucial to develop a daily routine that you know you can stick to and will help you be the most efficient you can be. This will save you many frustrations and allow you to recognize areas that you excel in and areas that you need to work on – or hire out.

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Places That Let You Park For Free

Vacations usually aren’t cheap – mostly because the costs of hotels are unbelievably expensive! Especially if you fall into the tourist trap locations. Here’s a list of places that let you park your RV for free overnight to help save on the costs of traveling.

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Creating a Consistent Brand For your Blog

We all have those friends that are flakey and bail at the last second when you’re supposed to hang out with them. Did someone just pop up in your head? Yep, I have those friends too! (You know who you are, but I still love you;) So, when you’re not showing up consistently for your tribe – you’re one of those flakey friends! Before you grab a Kleenex and a tub of ice cream...wait...who am I kidding? Go ahead and grab that tub of ice cream regardless! There’s ways to prevent you from turning into that flakey friend!  

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