Do you feel like your bank account is constantly at zero? At the end of the month, do you constantly think – "where the heck did all my money go?" What about – "aw crap, it's my mom's birthday next week – I guess I'll just put dinner on my credit card...again" You're not alone in this. Budgeting baffles hundreds of thousands of people across the nation. How do I know this? Because according to a recent study, only 1/3 of Americans budget. That means 214.3 million (MILLION) people who don't create a budget and don't know what happens to their money at the end of the month. 214.3 million is a lot of people. So, you're REALLY not alone.
I don’t know about you, but I love me some Ted talks. I find Ted Talks to be truly inspiring and they want me to change for the better and help the environment and plant while I’m at it. It’s amazing how dedicated these individuals are to their specific cause and I find it encouraging that there’s still good people out there in the world. Anyways, that’s my speal about Ted Talks. Here’s some Ted Talks that will inspire you to live a more frugal lifestyle.
Budgeting is important for many many reasons. It gives you the peace of mind that you know exactly where your money went during the month. It also helps you plan for the future. Life has a funny way going up and down and round and round. There’s always something that happens unexpectedly and it’s important to be able to have a little bit of cash to back you up when your car gets a flat. Not only is is good for rainy day spending, but what about farther beyond that? How about retirement? It’s important to think about the long run when it comes to budgeting.