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Here you'll find awesome resources for personal finances, paying off debt, budgeting, and living your dream life. All in one place.
1-on-1 Budget Reviews
Do you feel like your bank account is constantly at zero? At the end of the month, do you constantly think – "where the heck did all my money go?" What about – "aw crap, it's my moms birthday next week – I guess I'll just put dinner on my credit card...again" You're not alone in this. Budgeting baffles hundreds of thousands of people across the nation. How do I know this? Because according to a recent study, only 1/3 of Americans budget. That means 214.3 million (MILLION) people who don't create a budget and don't know what happens to their money at the end of the month. 214.3 million is a lot of people. So, you're REALLY not alone
ebook: Budgeting 101: Learn how to budget to pay off debt and achive financial dreams
Budgeting isn’t for the faint of heart. It’s a hard concept to tackle especially if no one taught you what a budget is or how to budget. I took one economics course in high school (most of which I slept through) and has taken me many years and even a course that I invested in, in order to gain a better understanding of my finances. I finally stopped letting my money control me. Now, I’m controlling it. You’ll gain access to the tools, tips, tricks, and resources that I used to pay off $21,000 in less than 15 months!
Do you feel like your bank account is constantly at zero? At the end of the month, do you constantly think – "where the heck did all my money go?" What about – "aw crap, it's my mom's birthday next week – I guess I'll just put dinner on my credit card...again" You're not alone in this. Budgeting baffles hundreds of thousands of people across the nation. How do I know this? Because according to a recent study, only 1/3 of Americans budget. That means 214.3 million (MILLION) people who don't create a budget and don't know what happens to their money at the end of the month. 214.3 million is a lot of people. So, you're REALLY not alone.
I don’t know about you, but I love me some Ted talks. I find Ted Talks to be truly inspiring and they want me to change for the better and help the environment and plant while I’m at it. It’s amazing how dedicated these individuals are to their specific cause and I find it encouraging that there’s still good people out there in the world. Anyways, that’s my speal about Ted Talks. Here’s some Ted Talks that will inspire you to live a more frugal lifestyle.
Budgeting is important for many many reasons. It gives you the peace of mind that you know exactly where your money went during the month. It also helps you plan for the future. Life has a funny way going up and down and round and round. There’s always something that happens unexpectedly and it’s important to be able to have a little bit of cash to back you up when your car gets a flat. Not only is is good for rainy day spending, but what about farther beyond that? How about retirement? It’s important to think about the long run when it comes to budgeting.
I can’t tell you how excited I am about my very first ebook launch! I’ve been tirelessly working on this behind the scenes for over 4 months now and today is finally here! I’ve decided to write an ebook on budgeting, for so many reasons. Let’s just focus on the top three.
When it comes to your finances, you’ll be amazed at what you can actually achieve if you put your mind to it. Most of the time, my clients dream too small! Believe it or not. If you still have 20+ years of being in the workforce – you have so much potential to achieve your wildest dreams. That’s something that I can promise you. But, in order to achieve your wildest dreams – you first need to know what your wildest dreams are!
When you work 40+ hours a week, cook, clean, raise children, sometimes it’s hard to figure out how to keep everything organized, especially when it comes to finances. I know exactly how that feels, going through college, working multiple jobs, planning a wedding, and trying to keep my head on straight was difficult. During that time, I didn’t have my financial life together because I felt that I didn’t have the time to do it. In all actuality, I had plenty of time because I would watch at least one hour of Netflix during the day and spend the evenings talking with friends and hanging out. Especially when I was just starting out budgeting – I barely had anything to budget with. I only had two bills at the time and just needed to take care of myself which makes budgeting easy. For some reason I was reluctant to get it in order because that meant that I couldn’t spend the money however I wanted to, right? Wrong! It’s your money and it’s your budget. You can create a budget however you want to
Budgeting is hard, isn’t it? It just seems like for some people it comes naturally – but for you – it doesn’t. That’s what I thought too until I realized the importance of managing my money like an adult! As the saying goes, money can’t buy happiness – we’ll, I have an amendment to make to that statement. Sure, money can’t buy happiness, but it sure can make life a bit easier, can’t it? Learning how to manage you money successfully means that you’ll be able to live your life how you want to.
There are so many wonderful bloggers out there it’s hard to narrow down this list to 10 people. But, these are 10 people that I really admire because of how dedicated they are to their readership and how successful they are. My success meter isn’t necessarily defined by how much income they bring in, but more about the fact that they’re making their dreams come true through their blog and making a difference for their readership.
Healthy eating is a huge part of my lifestyle. I was diagnosed with Hashimoto’s disease and in trying to take care of my body, it’s important that I feed it the right fuel. I will live and breathe by eating healthy to fix some of your daily frustrations with your body. Once I cut the processed sugar, wheat, soy, and dairy from my diet I almost instantly felt like a different person.
Student loans are a very scary topic when you’re a brand new adult and you’re going to college right out of school. Let me tell you, I didn’t know a single thing when I accepted those loans and vowed to pay them back in 4 or more years. Then you forget about them and forget that they’re accumulating interest over those 4 years – which is a scary thought especially if you have to pull out some majorly big loans. So, this post is to break it down into layman's terms to help you understand what you’re getting yourself into and to make sure that you can get out of debt (or not get into it at all) as quickly as possible!
When it comes to the cash system, envelops are the way to go. Up until now – there weren't that many cute systems in place. This wallet is super cute and works perfectly for the cash envelope system!
Ready to change your life, take control of your finances, and achieve your wildest dreams. This isn't a joke. You can, in fact, afford your dreams. You just need to start the plan to get there. I used these same sheets to help pay of $21,000 in debt in less than 15 months! If I can do it, I know you can too.
I've heard about ibotta for awhile now, but I didn't buy into it. I simply didn't think it was worth it. But, after two weeks of using this app – I've earned a $20 gift card to whatever store I choose. Target, Starbucks, Amazon – here I come! I love free money – click the link above an you'll earn $10, just like that!