During the summer months, my creativity comes alive. It’s like it was dormant during the winter and as spring turns into summer it grows and grows and grows. During summer, I usually want to do #allthethings. So my favorite things list revolves mostly around crafting and the tools that I’m in love with as I’m exploring new passions like painting, calligraphy, and more!Read More
I’m all about being sustainable – I’m a firm believer in the fact that we, as a collective human species, were put on this planet to take care of it. So, with that mindset - I’m a lover of all things sustainable. However, I don’t know if you’ve noticed how expensive sustainable products are. Well, let me tell you – they’re expensive! Totally not cost effective especially when you’re trying your best to pay down debt!
So, I’ve put together a cost effective yet sustainable list of things to DIY around the home. Plus, a cost breakdown on how much I’m saving on average by using these items. Not only are you saving the planet, but you’re saving your wallet too! Win win? I think so!Read More
Relaxing is hard to do when you’re overwhelmed with the debt right at your fingertips. You feel guilty when you buy that extra latte that you didn’t budget for or you don’t feel like you can rest because you feel massive debt guilt every time you take a day. I get it. I’ve been there. Resting is hard to do when you have massive debt on your shoulders, but it’s a necessary part of life.
If you don’t take care of your body, you’ll end up with serious chronic conditions, trust me. I know all about the effects stress has on your body. But, heed my warning. You need to relax every once in awhile. It’ll do your body, mind, and family a whole lotta good when you’re not cranky and stressed out all the time.Read More
Well, I’m officially 23. I feel like this year will be a great year. Filled with change, self improvement, and determination. I wanted to quickly jot down 22 things that I learned from 22 years on this planet. Why? Because life lessons are always hard to learn in the moment, but once you live through it – it always makes you a better and stronger person on the other side.Read More
Making your own home and beauty products might seem cumbersome from the start. But once you start to jump into the making of it all I think you’ll realize that it’s super fun and cost effective to DIY everything in your house.
There are a lot of benefits to making your own home and beauty products.Read More
Let’s be real here. Art’s expensive! I’m trying to redecorate my home and turn it more modern – minimalist chic than country chic because that’s just not me anymore. But, in looking at purchasing artwork to hang up on the walls – I realized that it’s super expensive and there’s no way I can afford artwork on the tight budget that we’re on to save money towards paying off our debt.Read More
So, we’re in the process of achieving Hygge in our home. If you haven’t heard about Hygge, check out this blog post. Basically, Hygge is the act of getting rid of things that you don’t 100% love. What’s the use of having stuff around the house that you kind of like? There’s really no use. So, get rid of that stuff and only buy things that make you happy and make you feel comfortable in your own home. Chances are if you only like 85% of the stuff in your house, you don’t 100% feel relaxed and comfortable in your home. So, in hopes of achieving Hygge – I’ve created a wishlist of things that we need to buy or repurpose in our home.Read More
When you’re trying your best to save up money – a lot of the time your entertainment fund takes a huge blow. Which can make it tough on a marriage – no doubt about it. But, when it comes to cutting your entertainment budget for your date nights your marriage doesn’t need to suffer in the process. There’s plenty of things that you can do as a couple together for cheap or free! Here’s a list of things that you can do that won't break the bank!Read More
When you’re trying to save all that money and put it towards paying off debt, you don’t have time to relax let alone treat yo’self! But, I just want to remind you how important it is to take care of your body and relax – even during this super debt saving mode you may be in. Today’s blog post is about. I’ve written a couple of posts on how to relax and a couple other ways you can relax, so check that out too!Read More
When it comes to minimalism, there are many things that you can do to help declutter your house, mind, electronics, and more. Knowing what to do and how to commit to minimalism is the biggest part of avoiding stuff from controlling your life. It’s important that you actively practice minimalism and look for ways to best declutter your life.Read More
When you’re paying down debt, it’s important that you cut costs in any way that you can to throw those extra pennies towards debt! There are many creative ways to save money that I’ve found over the years and I decided to jot them all down in this blog post.Read More
Am I the only person who from time to time, googles how much money should I have in my 401k by age X? I honestly wish there was someone to tell me the answer to how much money I should be saving by a certain age. But truthfully, there is no answer- everyone is different, every situation is different. There is no "secret number" as to how much you should have in your bank every time you turn a year older. I do believe however that there are simple strategies that we can take to set ourselves up for financial success at each stage of life and the earlier that we start, the better.Read More
This month’s favorite things will will revolve around my business and the tools that I love using and would recommend to any creative entrepreneur. I decided that it was time to automate a lot of my business tools so I didn’t have to always have a hand in posting. This gives me much more time to focus on the growing the business side of things and providing useful resources for my readers!Read More
You all know that I’ve been seriously decluttering my life. It’s been a long ongoing process, but every step of the way – I feel 100% better. I know I won't ever need that old junk again and I would rather give it to someone that gets joy out of my old junk than to keep it because it doesn’t bring me joy!
Along the way of getting rid of loads of stuff, I’ve learned tips and tricks of getting money back on your stuff so you can put that money towards paying off debt faster than you originally thought you could. Why not clean out your house and put that extra cash towards cleaning out your debt too?Read More
When it comes to all things DIY on a dime. I’m there. This was another one of those things that we ran out at the house and I refused to buy at the store because I have perfectly good items to make it around the house. This one took me a couple tries to get something good, but I finally landed on a recipe that I like and works for us. Keep in mind that this will last about two weeks and you’ll need to remake the batch every two weeks or so.Read More
Minimalism is a lifestyle that I’m learning to adapt to each and every day. The more I learn about minimalism, the more I love it. I recently had spring cleaning fever and cleaned out our entire house of the stuff that we haven’t used in quite some time and all the junk that’s just been sitting around.
Let me tell you, donating all that junk (literally an entire car full) is such a freeing experience! I would recommend that everyone do this at least once a year (I do it twice) to just recenter yourself on what’s important in your life and get rid of the things that don’t serve you anymore.Read More
When you’re on a budget, I know it’s hard to fork over serious cash for a massage, facial, manicure, pedicure, haircut, and the list continues. Relaxation is one of those things that you do when you pay off debt, right? Wrong! If you don’t relax while you’re paying off debt, you’ll put yourself in an early grave. You have to treat yourselves every now and then! I’m not talking expensive $120 haircut and color – I’m talking staying at home and relaxing on a dime. It’s not as hard as you think. (Just maybe a bit more complicated if you have kiddos, am I right?)Read More
Going to a salon can get expensive very quickly, am I right ladies? I usually drop about $120 every time I get my hair cut. Which, I don’t go as often as I should because of how expensive it is! You’ll be lucky to see me in that chair 3 times a year. But, by applying these hair treatments I’ve noticed that my hair is healthy, shiny, and full of volume which means I don’t have to go in as often anyways!Read More
Well, folks. It’s spring. So, what does that mean in the Binderim household? That means that I go through every nook and cranny of our house and get rid of anything that we don’t use or haven’t used in the past year. It’s 100% my favorite thing to do – but only when I’m in the mood for it. If I’m not in the mood, then it’s the worst. Anyways, I get this way about twice a year when I’m ready for a change and to just dump stuff off at the local thrift store.Read More
Trying to pay off $171K in student loan debt is not an easy feat. It’s actually very difficult. Just in case you didn’t know. I mean, throwing every free penny you have to pay off debt takes a lot of dedication, determination, and sacrifice (because I’ve been eyeing a cute pair of sandals for months, but I know I shouldn’t get them). So, when it all comes down to it – saving every last penny on our bills will help us pay down debt even faster. What’s not to like, right?Read More